Comprehensive insurance for the construction industry.

Tailor made for the construction industry, our construction liability cover for construction and associated industries has been designed to be broad and progressive.



  • Limits of up to $25 million.
  • Standard deductibles of $25,000 worker to worker/$5,000 for all other losses.
  • Project-specific or whole turnover policies (can include non-construction related activities).
  • Contractual liability from business operations described in the policy automatically included.
  • Waiver of subrogation is allowed.
  • Principals are named as full insureds.
  • Sub-contractors automatically included as an insured if required under contract.
  • Few limitations on the values/types of work/contracts undertaken.


The policy can also be extended to include any of the following as sub-limits:

  • Gradual pollution
  • Errors and omissions
  • Rip and tear of defective concrete
  • Asbestos removal and transport
  • Product recall expense
  • Airside risks
  • Victorian plumbers legislation
  • Queensland electrical contractors extension


To complement our construction liability facility, we can also arrange:

  • Australia-wide and Pacific Island contract works coverage for civil, mechanical, electrical or building contractors on either an annual or single project basis with policy wordings broader than the industry standard.
  • Construction plant and equipment coverage, either on a separate policy or as part of a contract works policy.
  • Professional indemnity and marine hull, and P & I cover associated with the construction sector.


For more information about our construction liability facility, please email us at or call us on 0412 662 262.